💰 Recurring Deposit (R.D.) Schemes
Our Recurring Deposit (R.D.) Schemes are designed to encourage small but regular savings with highly rewarding returns. Members can deposit a fixed amount
monthly for a chosen period and receive an attractive maturity value at the end of the term.
| Scheme Duration |
Interest Rate |
₹500 / Month |
₹1000 / Month |
₹5000 / Month |
₹10000 / Month |
| 12 Months | 10% | ₹6,325 | ₹12,650 | ₹63,250 | ₹126,500 |
| 24 Months | 11% | ₹13,414 | ₹26,829 | ₹134,143 | ₹268,287 |
| 36 Months | 12% | ₹21,562 | ₹43,125 | ₹215,624 | ₹431,248 |
| 48 Months | 12% | ₹30,540 | ₹61,080 | ₹305,399 | ₹610,798 |
| 60 Months | 12% | ₹40,595 | ₹81,189 | ₹405,947 | ₹811,894 |
| 72 Months | 12% | ₹51,856 | ₹103,712 | ₹518,561 | ₹1,037,121 |
✅ R.D. Features & Benefits
• Minimum monthly deposit starts at ₹500 only.
• Attractive interest rates up to 12% per annum.
• Flexible tenures from 12 to 72 months.
• Compounded growth for maximum returns.
• Ideal for salaried individuals, business owners, and families.
• Encourages long-term savings discipline and security.
• Premature withdrawal facility as per Society’s rules and conditions.
💎 Fixed Deposit (F.D.) Schemes
Our Fixed Deposit (F.D.) Schemes are a safe and profitable way to invest a lump-sum amount for a fixed period. Members can
enjoy assured returns with guaranteed interest payout at maturity.
| Scheme Duration |
Interest Rate |
₹5,000 |
₹10,000 |
₹20,000 |
₹50,000 |
₹1,00,000 |
| 12 Months | 10% | ₹5,500 | ₹11,000 | ₹22,000 | ₹55,000 | ₹1,10,000 |
| 24 Months | 11% | ₹6,161 | ₹12,322 | ₹24,644 | ₹61,605 | ₹1,23,210 |
| 36 Months | 12% | ₹7,025 | ₹14,050 | ₹28,100 | ₹70,246 | ₹1,40,493 |
| 74 Months | 12% | ₹10,000 | ₹20,000 | ₹40,000 | ₹1,00,000 | ₹2,00,000 |
✅ F.D. Features & Benefits
• Minimum deposit of ₹5,000.
• Interest rates up to 12% per annum.
• Assured returns – capital + interest on maturity.
• Optional renewal and reinvestment facilities.
• Eligible for an extra 1% promotional bonus for fresh deposits.
• Secured under the cooperative’s financial framework.
• Best suited for long-term investors seeking stability and higher yield.
🧾 Additional Member Benefits
Alongside RD and FD plans, members enjoy exclusive savings and investment options that make Delhi Dhan Shakti
one of the most rewarding cooperative societies in Delhi.
• Bachat Khata (O.D.) – Earn 6% annual interest on your saving account balance.
• Anivarya Jama (C.D.) – Get 9% interest on compulsory deposits.
• Share Money (S.M.) – Earn 10% annual dividend/interest on share investments.
• F.D. Promotional Offer – Members opening new (fresh) F.D. accounts are entitled to an additional 1% promotional benefit on their fixed deposit amount.
🔐 Security & Assurance
Every rupee you deposit with Delhi Dhan Shakti Co-Operative Society is protected by the cooperative framework regulated under
the Registrar of Co-Operative Societies, Delhi Government.
We maintain complete transparency, proper record-keeping, and annual audits to ensure the safety of our members’
hard-earned savings.
Delhi Dhan Shakti Co-Operative (Urban) Thrift and Credit Society Limited
