Wellcome To Delhi Dhan Shakti
About Our Society
Welcome to Delhi Dhan Shakti Co-Operative (Urban) Thrift and Credit Society Limited — where financial empowerment meets community trust. We extend our heartfelt greetings to you for becoming part of a progressive cooperative family that values integrity, transparency, and collective growth.
More infoAt Delhi Dhan Shakti, we believe in the spirit of cooperation — working together to build stronger financial foundations and brighter futures. Every member is an equal partner in our mission to promote savings, offer reliable credit support, and foster mutual prosperity.
Our Services
"Delhi Dhan Shakti Co-Operative Society is more than a savings platform — it’s a trusted community built on transparency, mutual benefit, and financial empowerment.
Join us today and be part of a growing movement that believes in financial strength through unity."
💰 Share Money (S.M.)
Each member contributes Share Money (S.M.) at the time of joining.
It represents ownership and voting rights within the society, making every member a stakeholder in our cooperative growth.
Features:
• Mandatory at the time of membership
• Minimum Share Money: ₹500
• Entitles the member to vote and participate in meetings
• Eligible for annual dividends (as per society’s profit)
🪙 Compulsory Deposit (C.D.)
The Compulsory Deposit (C.D.) system ensures that every member maintains a regular saving contribution.
This fund strengthens the society’s capital base and helps provide loans and benefits to members.
Features:
• Mandatory monthly deposit by all members
• Minimum deposit as per society norms
• Earns attractive interest annually
• Helps members build a disciplined saving habit
💵 Optional Deposit (O.D.)
The Optional Deposit (O.D.) service allows members to deposit any amount voluntarily, as per their convenience.
It’s a flexible savings option that provides members freedom to invest extra funds safely and earn returns.
Features:
• Voluntary deposits any time during the year
• Earns interest on daily/monthly balance basis
• Funds are withdrawable as per society rules
💼 Recurring Deposit (R.D.) Scheme
Our Recurring Deposit scheme encourages members to save small amounts every month to build a lump sum with interest.
Ideal for salaried individuals, students, and small business owners.
Features:
• Minimum deposit ₹500 per month
• Tenure: 12 to 60 months
• Attractive interest rates
• Premature withdrawal facility available
🏦 Fixed Deposit (F.D.) Scheme
Our Fixed Deposit plans offer guaranteed returns on one-time lump sum investments.
Members can choose flexible tenures and enjoy assured interest.
Features:
• Minimum deposit ₹5,000
• Tenure: 6 months to 5 years
• High interest with safety
• Loan facility up to 80% of FD amount
💳 Loan Facilities
We provide different types of loan facilities to our members at affordable rates for various personal and professional needs.
Loans are granted based on shareholding, deposits, and repayment capacity.
Loan Types:
• Loan Against Fixed Deposit (LAFD)
• Personal Loan
• Business Development Loan
• Emergency Loan